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Key Takeaways Non-smoker rates are available: Prudential and Lincoln Financial offer non-smoker rates to chewing tobacco users, potentially saving hundreds of dollars per year Most insurers charge smoker rates: The majority of life insurance companies treat all tobacco users the same, resulting in premiums two to three times higher than non-smoker rates Financial strength matters: Both Prudential and Lincoln hold A+ ratings from A.M
That'd be awesome
Use your vape every day as part of leaving cigarettes behind
(Its true that other physicians have said there is no known link between that rare cancer and chewing tobacco, but Mueller says there has been little research
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