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Before assigning an NOS code to an encounter, it is important to review the documentation to ensure that a more specific match cannot be made or to determine whether there are elements of documentation omitted that need to be included for a more specific selection

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That included smoking cigarettes during races

Remember that underwriting generally consists of the carrier reviewing your: Health Lifestyle Motor vehicle records Financial/credit Public Records So, even though you vape, you have to qualify for life insurance in other ways

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